Having a pre-approved mortgage will give you the confidence of knowing exactly what you can spend on a home before you start looking. You will also be protected against interest rate increases while you look for your new home. In a sellers market, having a pre-approved mortgage could prove to be a worthy choice. Your Mortgage Specialist will be able to answer your questions and help you determine which financing terms and options are right for you. Your Mortgage Specialist and Realtor work as a team to help you find the right home and select the best financing.